Banking is a rapidly changing industry, and the biggest shift that has occurred is the move to digital-only banks. There has been a tremendous change with the introduction of mobile banking, agency banking and sms banking. At Centrino Technologies Limited, Vanguard Financials offers the mentioned services.

With mobile banking one accesses services provided by a bank or financial institution remotely using a mobile device such as a phone or tablet. Mobile banking is very effective as it is available on a 24 hour basis.


Agency banking is a retail outlet which is contracted by a financial institution to process clients’ transactions. Clients can deposit, withdraw, pay bills and transfer funds at this retail outlet without going to the branch.

Sms banking is similar to mobile banking. It is a facility that is used by financial institutions to send notifications in form of messages to customer’s mobile phones.

Recent News